Effective 2/23/2024
Welcome to ZeroCostPlans.com (the “Site”). We understand that privacy online is important to users of our Site, especially when conducting business. This statement governs our privacy policies with respect to those users of the Site (“Visitors”) who visit without transacting business and Visitors who register to transact business on the Site and make use of the various services offered by ZeroCostPlans.com (collectively, “Services”).
Please be advised that the practices described in this Privacy Policy apply only to information gathered through this Web site and do not necessarily reflect our practices with respect to information gathered through other means, including digital means such as other Web sites and email communications.
If you have any questions regarding this Privacy Policy, please contact us at [email protected].
“Personally Identifiable Information” refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, and credit card information. Personally Identifiable Information does not include information that is collected anonymously (that is, without identification of the individual user) or demographic information not connected to an identified individual.
What Personally Identifiable Information is collected?
We may collect basic user profile information from all of our Visitors. We collect the following additional information from our Authorized Customers: the names, addresses, phone numbers and email addresses of Authorized Customers, the nature and size of the business, and the nature and size of the advertising inventory that the Authorized Customer intends to purchase or sell.
How does the Site use Personally Identifiable Information?
We use Personally Identifiable Information to customize the Site, to make appropriate service offerings, and to fulfill buying and selling requests on the Site. We may email Visitors and Authorized Customers about research or purchase and selling opportunities on the Site or information related to the subject matter of the Site. We may also use Personally Identifiable Information to contact Visitors and Authorized Customers in response to specific inquiries, or to provide requested information.
With whom may the information may be shared?
The Personally Identifiable Information collected by ZeroCostPlans.com is not shared with third parties except as necessary to provide services requested by our Visitors and Authorized Customers, to comply with legal processes, or in other cases where we have received explicit consent from the users.
How is Personally Identifiable Information stored?
ZeroCostPlans.com takes precautions to protect your information. We maintain physical, electronic, and procedural safeguards that comply with applicable regulatory standards to protect your customer information. We also restrict access to your customer information to only those individuals who need to know that information to provide products or services to you. All employees, agents, affiliates, and third parties are required to adhere to our privacy standards and use customer information only for legitimate business purposes.
Cookies
Like most commercial website owners, we may also use what is known as “cookie” technology. A “cookie” is an element of data that a website can send to your browser when you link to that website. It is not a computer program and has no ability to read data residing on your computer or instruct it to perform any step or function. By assigning a unique data element to each visitor, the website is able to recognize repeat users, track usage patterns and better serve you when you return to that site. The cookie does not extract other information about you, such as your name or address.
GDPR Compliance
For users within the European Union, we adhere to the General Data Protection Regulation (GDPR). This includes your rights to access, correct, delete, and restrict the processing of your personal data.
CCPA Compliance
For California residents, we comply with the California Consumer Privacy Act (CCPA). This includes your right to know, delete, and opt-out from the sale of your personal information.
Enhanced Direct Enrollment (EDE)
The Site participates as an EDE entity by way of an agreement with the Centers for Medicare and Medicaid Services (CMS), which allows Us and Our authorized EDE partner, MyMFG, to submit consumer application information collected directly from consumers to the Federally-facilitated Marketplaces for an eligibility determination, without requiring consumers to submit Marketplace application information through HealthCare.gov. You may request that we limit the collection, creation, disclosure, access, maintenance, storage and use of your PII submitted through our EDE partner for the sole purpose of our assisting you in applying for health insurance or obtaining an eligibility determination, facilitating payment for your first premium, assisting you in updating or canceling your enrollment in a health insurance plan, and for performing other authorized functions specified in our agreements with CMS. You may request such a limitation by sending an email to [email protected].
How will I be informed about changes to this Privacy Policy?
Our Web site will continue to evolve to bring you new features and services and to implement technological advances. As a result, we may change this Privacy Policy from time to time without prior notice. Revised versions of this Privacy Policy will be posted on this Web site, together with an updated effective date. In some cases, we may also send an email notifying users of the changes. You should check this Web site regularly to see if any recent changes to this Privacy Policy have occurred. By continuing to use this Web site after we post any such changes, you accept the Privacy Policy as modified.
Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Email: [email protected]