Terms and Conditions

Effective: 2/23/2024

Please read these Terms and Conditions (“Terms”) carefully before using the Zero Cost Plans website (the “Service”) operated by Zoom Health (“us”, “we”, or “our”).

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service, you agree to be bound by these Terms and affirm that you are at least 18 years of age. If you disagree with any part of the terms, then you may not access the Service.

Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Zoom Health. The Service is protected by copyright, trademark, and or other laws. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Zoom Health.

The Services

Zero Cost Plans refers to the nature of the service being provided. Our Services are offered “as is” and include a range of free and premium options, such as insurance quotes, tools, and resources to assist you in making informed insurance and related decisions. Our Services may involve third-party insurance products and services advertised or brokered through various means.

We are a licensed insurance agency, and while we strive to provide accurate quotes and information, final premiums are determined by the underwriting insurance company. Insurance product availability may vary by state and individual circumstances.

User Content

As a user, you agree not to misuse the Website or Services in any manner that is illegal, harmful, or against the terms outlined herein. This includes but is not limited to engaging in illegal activities, spreading malware, and infringing on others’ use of the Website.


The Service is provided on an “as-is” and “as-available” basis. Zoom Health makes no representations or warranties of any kind, express or implied, regarding the Service or the content contained therein.

Limitation of Liability

In no event shall Zoom Health nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any

other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

Mobile Services

If you opt-in to receive insurance quotes and alerts via mobile, standard message and data rates may apply. You can opt-out at any time by texting STOP in response to any message.

External Sites

Our Site may link to external sites, over which we have no control. We are not responsible for the content or practices of these sites.


Your privacy is important to us. Our collection and use of personal information are governed by our Privacy Policy.

Modifications to Terms

We reserve the right to modify these Terms at any time. Please review them periodically for changes. Your continued use of the Site after any such changes signifies your acceptance of the updated Terms.

Governing Law

These Terms shall be governed and construed in accordance with the laws of Florida, without regard to its conflict of law provisions.

Contact Us

If you have any questions about these Terms, please contact us at [email protected]

By accessing or using the Service, you acknowledge that you have read these Terms and agree to be bound by them.

privacy policy |Terms and Conditions |Email:[email protected]|tel:949-730-0351|

1800 old okeechobee road
West Palm Beach, FL